Meet Our Dedicated Team
Passionate professionals committed to your success, ready to guide you every step of the way. Our team brings diverse expertise and a collaborative spirit to ensure tailored solutions for your financial journey.
John Dela Cruz - Chief Executive Officer
With over 15 years in finance, John leads our team with a vision for innovation and client satisfaction. His expertise ensures that we remain at the forefront of the lending industry.Maria Santos - Client Relations Manager
Maria specializes in building lasting relationships with our clients. Her dedication to understanding client needs ensures that everyone receives personalized support throughout their loan journey.Ricardo Torres - Loan Officer
Ricardo is passionate about helping clients find the right loan solutions. His extensive knowledge and approachable demeanor make him a trusted advisor for many seeking financial assistance.Our Credentials
Trust and transparency are at the core of our operations. We actively engage with the community to foster growth. Our commitment extends beyond lending; we participate in local initiatives that uplift and empower those we serve.
SEC Registration
GEMISHE LOAN SERVICE INC., is a legally registered financing and lending company in the Philippines, fully compliant with national financial regulations.
✔ SEC Registration Number: CS201230070
✔ Certificate of Authority to Operate: 1265
Being registered with the Securities and Exchange Commission (SEC) ensures that GEMISHE LOAN SERVICE INC., operates under legitimate and ethical lending practices, providing safe and transparent financial services. The company also complies with the regulations set by the Department of Trade and Industry (DTI) and the Bureau of Internal Revenue (BIR) to maintain its commitment to fair and responsible lending.
DTI Certification
Acebank Credit, Inc. is fully compliant with the Department of Trade and Industry (DTI) regulations, ensuring ethical and transparent business practices. This certification signifies that the company adheres to fair lending policies, consumer protection laws, and responsible financial services in the Philippines.
✔ DTI-Registered Business – Ensures compliance with trade and consumer protection laws.
✔ Fair Lending Practices – Upholds transparency, ethical loan terms, and fair treatment of borrowers.
✔ Regulated & Trustworthy – Operates legally under Philippine business regulations.
By securing DTI certification, Acebank Credit, Inc. reinforces its commitment to legitimacy, consumer trust, and professional financial services.
BIR Compliance
GEMISHE LOAN SERVICE INC., is fully compliant with the Bureau of Internal Revenue (BIR), ensuring that all financial transactions, tax obligations, and business operations adhere to Philippine tax laws and regulations.
✔ Registered with BIR – Legally recognized for proper tax filing and compliance.
✔ Transparent Financial Reporting – Ensures accurate recording and reporting of all financial transactions.
✔ Compliance with Tax Laws – Adheres to corporate tax requirements, including VAT, withholding taxes, and other applicable obligations.
✔ Issuance of Official Receipts – Provides BIR-registered receipts and invoices for all transactions to ensure transparency and legality.
By maintaining BIR compliance, GEMISHE LOAN SERVICE INC., upholds its commitment to ethical financial practices, legal accountability, and transparent business operations.
